Did you know that Brits prefer to buy mobile phone insurance policies over life insurance policies, according to a recent research? According to this study, it has been found that about 9% of the the people in the United Kingdom insure their smartphones and the percent is rapidly increasing.
So, if you’re trying to find a good insurance policy for your iPhone 4s for example, why not have a look at Halifax mobile phone insurance?
Well, that’s probably because mobile phone insurance these days is much cheaper than life insurance. Ever since smartphones have started to become such common accessories of our lives, the theft and or the loss of our expensive smartphone can be a bit painful. For a couple of pounds a month you can cover your phone for damage, theft or loss. You can even save some money on your mobile phone insurance policy by paying for the whole year.
Since I’ve been a customer of Halifax for a while, when it comes to various insurance policies, I also got a Halifax mobile phone insurance policy, as I’ve been familiar with this company for a while.
Before you take a closer into the problem of insuring your mobile phone with Halifax, I’m going to tell you what the Halifax mobile phone insurance policy that I have does for me.I am covered for loss and theft, on top of accidental damage which is kind of mandatory for any type of phone or gadget insurance. Mechanical breakdown is also covered, in case your warranty has expired and you didn’t purchase an extended warranty. Also, like most types of mobile phone insurance, a Halifax mobile phone insurance policy will function world wide and provides fraudulent calls cover.
For a specific phone insurance policy from Halifax, in case you found yourself in the position to claim, the excess should be around £50.
However, in case you benefit from an Ultimate Reward Account at Halifax, which covers worldwide family travel insurance, AA breakdown cover, AA accident management, home emergency cover and card protection, you will also benefit from mobile phone insurance.
In this case, the policy includes insurance at home and abroad for your phone, in case of damage, loss or theft. But, you should know that if you are about to claim for a phone replacement, on a Halifax Ultimate Reward account, the excess you are required to pay is £100. And this excess is basically the cost of the processing of your claim. If you make a claim and it turns out it’s unsuccessful, you will still have to pay the £100.
If you already are a loyal customer at Halifax, for example if you have an home insurance policy or a car insurance policy at Halifax, than it would be for the best to simply add mobile phone insurance under the policy you currently have, and you will benefit from a discount.
So far I needed to claim for the replacement of my phone only one time. Everything went as smoothly as possible, I got a new phone within 48 hours. Therefore, I strongly recommend Halifax mobile phone insurance to anyone in UK that wants their phone insured.